Apply for a Federal Stafford/Federal Plus Loan with a New Lender

 

Finding a new lender

• View our Preferred Lender List for Federal Stafford/Federal PLUS Loans and private loans and research the borrower benefits. 
• Ask questions BEFORE applying online. Call the lender’s toll free number and talk to the “loan experts” about their product. 
• Select the lender that best suits your needs.

 

We always encourage the parents of dependent students to apply for and utilize the Federal PLUS Loan and the student to take advantage of Federal Stafford Loans because these loans have better interest rates.

• Complete your FAFSA at www.fafsa.ed.gov with the KCAI school code 002473. The FAFSA will determine your eligibility for Federal Stafford loans.
• Complete a Stafford Loan Data Sheet and/or PLUS Loan Data Sheet for Returning Students and submit it to the Financial Aid office.
• Click on the link of your lender on the Preferred Lender List for Stafford/PLUS Loans Web page and complete the online application; be sure to e-sign and follow up with lender for any additional documentation needed for processing.
• If you are having any difficulties with the online process, call your new lender’s toll free number to help you with their Web site. They are the “loan experts” and can walk you through the process step-by-step.