Forbearance
Forbearance is another way to extend the time you have to repay your loan. It allows you to temporarily lower or postpone your payments. KCAI may grant forbearance if you are willing, but temporarily unable to make full or partial payments and do not qualify for a deferment
You must fill out all appropriate paperwork and submit it to the loan review committee via mail, fax or hand delivery.
You may submit to ACS or KCAI for processing.